Roth Ira Limits 2024 Married Filing Jointly Over 50. For 2024, the ira contribution limits are $7,000 for those under age 50 and $8,000 for those age 50 or older. If your modified agi is less than $230,000, then you are able to contribute up to the $7,000 contribution limit ($8,000 if you’re age 50 or older) in 2024.
If your modified agi is less than $230,000, then you are able to contribute up to the $7,000 contribution limit ($8,000 if you’re age 50 or older) in 2024. Those are the caps even if you make more, up to the phaseout level.